Answer capsule: A commercial loan broker in Manchester connects businesses with lenders across multiple programs, SBA 7(a), commercial real estate, equipment financing, working capital, lines of credit, and invoice factoring, without lending its own capital.
Answer capsule: A commercial loan broker evaluates your business financials, identifies suitable lenders and loan structures, prepares your application package, and negotiates terms. Because brokers represent you rather than a single bank, they can compare SBA products, conventional commercial mortgages, asset-based lines, and specialty programs side by side.
Many Manchester businesses, manufacturing operations along the Merrimack River corridor, retail storefronts on Elm Street, and service companies in the Millyard, need capital but lack time to shop twenty lenders. A commercial mortgage loan broker reviews your revenue, credit profile, and use of funds, then matches you with lenders who underwrite your industry and loan size. We handle documentation, follow up on underwriting questions, and walk you through closing.
Loan programs
Answer capsule: Brokers source SBA 7(a) loans, commercial real estate financing, equipment loans, working capital term loans, business lines of credit, and invoice factoring. Each program has distinct collateral requirements, repayment structures, and qualification benchmarks; a broker's role is to weigh those trade-offs against your balance sheet.
At Aldergate Lending Group, we place clients into SBA 7(a) loans for acquisitions and expansions, commercial real estate mortgages for owner-occupied warehouses in the Airport corridor, equipment financing for printing presses or food-service gear, and working capital facilities when seasonal cash flow creates gaps. Because Manchester's economy spans healthcare, education, advanced manufacturing, and hospitality, no single lender serves every niche equally well.
Answer capsule: Businesses with at least six months of operating history, verifiable revenue, and a clear use of funds typically qualify for broker-assisted placement. Startups may access certain SBA programs; mature companies can pursue larger commercial mortgages or unsecured lines depending on profitability and personal guarantor strength.
We ask for recent tax returns, interim profit-and-loss statements, a current balance sheet, and a brief narrative explaining how the capital will be deployed. If you're buying a mixed-use building near Stark Park or refinancing a dental practice in Bedford, those details shape which lenders we approach first.
How it works
Call (978) 765-3681) or visit our Manchester office at 977-1001 Elm St to begin. We'll review your financials in a consultation, outline two or three program options with their respective trade-offs, and submit your package to the lenders most likely to approve your request. Throughout underwriting, we translate lender questions, coordinate third-party reports, and keep the timeline on track. Learn more about our service areas across southern New Hampshire.
Serving the Manchester area
We know which lenders fund which kinds of Manchester businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
