
Get in touch
When you contact business loan broker Manchester teams at Aldergate Lending Group, you'll speak with an advisor who reviews your numbers first and pitches second. We serve the Elm Street corridor, from the Millyard district north through Pinardville, plus Bedford, Hooksett, Goffstown, Auburn, Merrimack, Candia, Londonderry, Litchfield, and Suncook. Bring twelve months of bank statements and your most recent tax return, and we'll map which programs, SBA 7(a), working capital, equipment financing, commercial real estate, business lines of credit, invoice factoring, fit your cash flow and collateral position.
How it works
Aldergate Lending Group 977-1001 Elm St, Manchester, NH 03101 Manchester, NH (978) 765-3681 No email, phone and in-person only.
Hours of operation: Monday-Friday, 8:30 a.m. to 5:00 p.m. EST. Closed weekends and federal holidays. If you call outside business hours, leave a message with your business name, loan type, and best callback window; we return calls the next business day.
Many Manchester business owners drive down from the north end or across from the west side; Elm Street parking fills fast between 9 and 11 a.m., so metered spots one block east on Chestnut often turn faster during peak mornings.
Gathering the right documents before you contact business loan broker Manchester advisors saves a second round of calls and speeds your quote. We look at actual performance, not projections, so the cleaner your records, the faster we identify which lender appetite matches your profile.
Bring these items when you get a loan quote:
- Twelve consecutive months of business bank statements (all accounts) - Most recent business tax return (full filing, all schedules) - Year-to-date profit-and-loss statement - Current accounts-receivable aging report (if you invoice customers) - Equipment list or lease agreements (for equipment financing inquiries) - Commercial property address and estimated value (for real estate requests)
If your records live in QuickBooks or similar software, export PDFs rather than granting login access. We never ask for passwords. Learn more on our About page about how we protect client data.
How it works
Once you contact business loan broker Manchester staff at Aldergate, the first call runs fifteen to twenty minutes. We confirm revenue, time in business, credit tier, and use of funds. Within one business day, you'll hear which two or three programs warrant a full application and what trade-offs each carries, rate versus speed, collateral versus covenant, term versus payment size.
If the fit looks strong, we guide you through the formal Apply for funding process: lender submission, underwriting liaison, and closing coordination. If the numbers don't yet support approval, we outline the six- or twelve-month benchmarks that will, so the relationship continues even when the transaction waits.
Manchester's mix of legacy manufacturers along the Merrimack and new tech tenants in the Millyard means we see everything from $50,000 working-capital gaps to $2 million building acquisitions. Every scenario gets the same analytical lens: does the loan improve cash flow or just defer a decision? Visit our Manchester, NH city hub for local market context that shapes those answers.
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.